Updated July 2026

What do ₹10L, ₹15L, and ₹20L leave in Mumbai?

Compare the same one-adult household at three salaries. The payroll estimate is available; affordability stays withheld until valid rent and Essential Living Costs are entered.

Data checked 28 July 2026

Greater Mumbai salary evidence is available for context. The published City Cost Profile leaves rent and Essential Living Costs blank because the reviewed sources did not pass the coverage and permission rules. The page therefore fails its city indexability gate and remains outside discovery and the sitemap.

Evidence and limitations

What the Mumbai evidence supports

City Salary Benchmark

₹36,267/month

PLFS 2025 mean monthly wage or salary for regular salaried workers in Greater Mumbai Municipal Corporation, men and women combined.

Official source · contextual evidence · not a calculation input

Baseline Household rent

Unavailable

No reviewed source supplied a permitted, dated Greater Mumbai range for a rented 1BHK with adequate configuration and method details.

No proxy or inflation estimate used

Essential Living Costs

Unavailable

Maharashtra HCES, CPI, tariffs, and selected prices do not form a Greater Mumbai range for one adult's defined essential costs.

User entry required for affordability outputs

Geography and method

The benchmark covers Greater Mumbai Municipal Corporation. The same MoSPI report treats Navi Mumbai, Thane, Kalyan-Dombivli, and Vasai-Virar as separate cities. It is a survey mean across workers, occupations, industries, employers, and sexes. It is not CTC, take-home pay, a professional salary, or household income.

The comparisons use the same RupeeReality Baseline Household at every salary: one salaried adult living alone in a rented 1BHK, with no dependants and no EMI. This is a modelling choice, not an observed Mumbai household or a claim about a typical resident.

Sources, freshness, permission, and review status

Salary benchmark: MoSPI, Labour Market Dynamics in Million-plus Cities, Table 8, Appendix B-28, PDF page 102 . Observation period: January to December 2025. Published 29 June 2026. Checked 28 July 2026; scheduled for review by 29 June 2027. Reproduction is limited to the attributed MoSPI aggregate under its public reproduction policy.

Rent: Magicbricks, NoBroker, and Housing.com sources were rejected because the available material did not meet the required combination of municipal geography, 1BHK configuration, furnishing/property detail, stable method, dates, and reuse permission. Public access alone is not permission to republish proprietary listing data.

Essential Living Costs: no eligible range was found. State consumption estimates and individual prices remain reasonableness context only. They are not combined into a synthetic Mumbai budget.

The complete review is recorded in the project's Mumbai evidence note. A later source must pass the same coverage, provenance, permission, freshness, and expiry checks before it can seed a result.

Shared City Cost Profile

One household across every salary

One salaried adult living alone in a rented 1BHK, with no dependants and no EMI. Mumbai rent and Essential Living Costs are not prefilled when no reviewed source passes the coverage and reuse-permission checks.

Salary comparison

Results using the published profile

Result Basis: Incomplete

₹10 lakh CTC

Modeled Take-Home

₹75,133/month

Provenance: Modeled assumption. Shared Salary Reality authority; not a payslip guarantee.

Rent burden
Withheld
Fixed outgo
Withheld
Monthly Remainder
Withheld
Affordability Rating
Withheld

Incomplete. Add valid rent and Essential Living Costs to show the withheld affordability outputs.

Open the editable ₹10 lakh CTC scenario

₹15 lakh CTC

Modeled Take-Home

₹1,05,611/month

Provenance: Modeled assumption. Shared Salary Reality authority; not a payslip guarantee.

Rent burden
Withheld
Fixed outgo
Withheld
Monthly Remainder
Withheld
Affordability Rating
Withheld

Incomplete. Add valid rent and Essential Living Costs to show the withheld affordability outputs.

Open the editable ₹15 lakh CTC scenario

₹20 lakh CTC

Modeled Take-Home

₹1,36,098/month

Provenance: Modeled assumption. Shared Salary Reality authority; not a payslip guarantee.

Rent burden
Withheld
Fixed outgo
Withheld
Monthly Remainder
Withheld
Affordability Rating
Withheld

Incomplete. Add valid rent and Essential Living Costs to show the withheld affordability outputs.

Open the editable ₹20 lakh CTC scenario

Check your own salary, payslip amount, city costs, and debt payments